Independent Wealth Planning · Halifax, NS
Build a plan around
what matters most.
A&O Wealth Planning helps individuals, families and business owners build, protect and transition wealth through thoughtful financial planning, investment strategy and appropriate protection solutions.
Planning first. Products second.
Kyle Gilbert, CIM
President & Financial Planner
What We Help With
Comprehensive planning across every dimension of your financial life.
Financial Planning
Retirement projections, cash flow analysis, goal mapping and scenario modelling, all built around your specific priorities and timeline.
Investment Strategy
Portfolio review, asset allocation, risk alignment and fee analysis. We focus on portfolio efficiency and long-term outcomes, not short-term noise.
Insurance Strategy
Life, critical illness and disability insurance considered where protection genuinely strengthens your financial plan, never as a standalone product push.
Income & Estate Planning
Retirement income strategy, legacy considerations and coordination with your legal, accounting and tax professionals to ensure your plan is complete.
Our Process
Planning is a relationship, not a transaction.
We follow a disciplined five-step process designed to build clarity, confidence and a plan that evolves with your life. Every engagement begins with listening, and continues as an ongoing partnership.
Discover
We listen first. Understanding your goals, values and concerns is the foundation of everything.
Plan
A comprehensive financial plan built around your specific situation, not a generic template.
Design
Investment and protection strategies designed to support your plan and align with your risk profile.
Implement
Coordinated execution across investments, insurance and professional referrals as needed.
Review
Ongoing relationship. Your plan evolves as your life does, we stay with you through every stage.
Meet Your Advisor
Kyle Gilbert, CIM
President & Financial Planner
With 12 years of financial-services experience, including 8 years in financial advisory and branch management roles with major Canadian banks, and 4 years in a wealth-focused business development role with one of Canada's largest MGAs. Kyle brings a depth of perspective that few independent planners can match.
Who We Work With
We work best with clients who value advice over products.
A&O Wealth Planning is built for clients who want a genuine planning relationship, not a transaction. If you're looking for a trusted advisor who will take the time to understand your full picture, we may be a good fit.
Pre-retirees and retirees
Families building long-term wealth
Business owners and incorporated professionals
Clients who value comprehensive planning and long-term advice
Ready to Begin?
A better financial plan starts with a single conversation.
Schedule a complimentary 30–45 minute introductory meeting to discuss your priorities and determine whether A&O Wealth Planning may be a good fit for you.
No obligation. No pressure. Just a conversation.
Book an Introductory Meeting